Mosaic Roofing
Atlanta · 5.0 ★ · 104+ reviews
If your home or business was damaged on June 26-27, 2025 and you never filed a claim, the standard 12-month window closed on June 26–27, 2026. But don't write it off — some policies allow up to 24 months to file. A free policy review + roof inspection will tell you exactly where you stand. Your insurance covers the roof — you are only responsible for your deductible.
On June 26 and 27, 2025, a severe hailstorm system moved through Metro Atlanta causing widespread damage across residential and commercial properties. Areas including Marietta, Sandy Springs, Buckhead, Decatur, Alpharetta, Smyrna, Dunwoody, Brookhaven, and Kennesaw reported significant hail activity.
What made this storm particularly damaging was not just the size of the hail — it was the speed and angle at which it struck roofing materials. Asphalt shingles, metal panels, flat commercial roofing systems, gutters, skylights, and HVAC units across the region sustained impacts that are not visible from the ground but are absolutely detectable by a trained roofing inspector.
Many property owners looked up at their roof from the driveway, saw nothing obvious, and moved on. That is exactly what insurance companies count on.
For the full storm-by-storm account + complete deadline explainer, see the full blog write-up.
Most standard homeowner insurance policies in Georgia require you to file a storm damage claim within 12 months of the date the damage occurred. For the June 26–27, 2025 hailstorm, that standard deadline fell on June 26–27, 2026 — and it has now passed.
However — some policies, particularly certain commercial and newer homeowner policies, allow 24 months to file. If yours does, your window runs through June 26–27, 2027. The longer you wait, the harder it becomes to prove the damage was caused by the storm and not by subsequent wear — so if there's any chance your roof was hit, move now.
If your filing window has closed, your insurance company is legally entitled to deny your claim entirely — regardless of how significant your damage is. That's why confirming your specific deadline matters: the only date that counts is the one written in your policy.
To check your deadline: pull out your insurance policy and look for the section titled "Duties After Loss." It will state your filing deadline clearly. If you cannot find it, call your insurance agent and ask directly: "Does my policy allow 24 months to file a storm damage claim for the June 2025 hailstorm?"
The good news: your insurance covers the full roof replacement. You are only responsible for your deductible — the amount your policy specifies up front. We handle everything else: documentation, adjuster meetings, scope supplementation, and the full repair under your approved claim.
Most homeowners assume that if they can't see damage from the driveway, the storm didn't hurt their roof. That assumption costs Atlanta families thousands of dollars in unfiled claims every storm season.
Hail damage on asphalt shingles typically shows up as: shingle bruising (soft, sponge-like spots invisible from the ground), granule loss (visible only in gutters and downspout outlets), cracked shingles (will pass water within a year even if not currently leaking), and dented metal components (gutters, flashings, vent caps — these are the "marker" strikes adjusters look for).
On metal, tile, and slate roofs, hail damage is even less visible to untrained eyes — but the lifespan impact is real.
The only way to confirm hail damage is a professional inspection. We come out, walk every slope, photograph each strike, and give you a written report. No cost. No pressure. If your roof is fine, we'll tell you.
Lawson Herron · 1000 Martin Ridge Rd, Roswell GA 30076 · documented Sept 13 2025, full replacement completed Feb 10 2026.
Our process is the same one that's earned us 100+ five-star reviews and a feature on CBS46 / Atlanta News First's Better Call Harry segment.
As a GAF Certified Contractor, our documentation meets the highest manufacturer and insurance industry standards — giving your claim the strongest possible foundation.
Takes less than 30 minutes. We come to you. No pressure, honest assessment.
Mosaic Roofing is currently scheduling free hail damage inspections and policy reviews across Metro Atlanta. If your policy allows 24 months, your window runs through June 2027 — but proving storm damage only gets harder with time.